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Trusted Advisor

Business Owners

Need help with covering the costs of Fertility Treatments?

With a Private Health Services Plan you can fully tax-deduct fertility treatments and start your journey to conceiving sooner.

Private Health Services Plan

Canada Revenue Agency (CRA) Federal legislation now allows business owners to fully tax deduct 100% of their dental and healthcare costs as a business expense using a Private Health Services Plan (PHSP).

Qualified fertility treatments under a PHSP include:

  • Acupuncture
  • Blood Tests
  • Diagnostic Fees
  • Drugs (prescription)
  • Gynecologist
  • IVF Treatments
  • Naturopath
  • Obstetrician
  • Post-natal Treatments
  • Pre-natal Treatments

This is only a partial list. All allowable expenses must qualify as outlined in the Income Tax Act


"We support finding the best possible fertility clinics for your needs. We have partnered with clinics across Canada because they treat infertility as an art and a science."

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June Borle
Private Health Services Plan & Trust Specialist


Trusted Advisor™ is affiliated with The John Robinson Group Inc. who independently advises business owners and family businesses on a variety of critical company and financially related personal matters utilizing collaborative consulting.

To learn more please call 604.874.4429, Toll-free 1.888.880.2266 or email us

Who qualifies for a PHSP?

Anyone who owns a business of any size, employees and dependents. No health questions or age limits. This is not insurance.

What's covered?

100% of virtually all dental, medical and vision expenses. View our complete list of what's covered.

What's the cost?

One-time set-up fee plus applicable taxes. The additional cost is 10% administration fee plus applicable taxes, depending on which province you live in.

Who uses a Private Health Services Plan?

Business owners who:

  • do not qualify for group insurance or find it too expensive
  • find group insurance coverage too restrictive
  • have sick child or spouse
  • want front of line treatment
  • want to write-off child support relating to healthcare expenses
  • large groups who have been struggling with significant cost increases each year

Get Started with a PHSP

Enroll Now